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Insurance coverage for the diagnosis and treatment of infertility can be arbitrary and inconsistent. Coverage varies widely from state to state and from policy to policy. To help our patients, we have a program that sorts through all of the insurance information and helps couples take advantage of any and all coverage they may have available.
In Connecticut, the law requires health insurers to offer coverage for infertility diagnosis and treatment, including IVF, which means that insurers must let employers know that coverage is available. The state's law, however, does not require those insurers to provide coverage, nor does it require employers to include it in their insurance plans. Because of these variables, costs for infertility diagnosis and treatment for couples in Connecticut can be minimal or substantial.
The following ranges are average costs for an individual couple:
- Diagnostic tests: $500-$2,000
- Most treatments, excluding major surgery and ARTs: $500-$2,000
- Surgical therapies: $4,000-$12,000
- Treatments with one of the ART procedures: $8,000-$12,000
The only way to determine your particular coverage is to work closely with your particular insurance carrier and examine all angles of your plan. At Reproductive Medicine Associates of Connecticut, we have a trained staff person dedicated to do just that. Our Insurance Program Coordinator will help couples determine precisely what their insurance plan covers and what you can expect to spend as a result.
We participate with many insurance companies like Oxford, Aetna, Blue Cross Blue Shield, Healthnet, Connecticare and more.
To find out more about our Insurance services, please contact us.
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Under the Direction of Richard T. Scott, Jr., M.D., FACOG, HCLD, Practice Director
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Fairfield County
Norwalk and Danbury Offices
Joshua Hurwitz, M.D.
Mark P. Leondires, M.D.
Spencer Richlin, M.D.
Directions
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Westchester County
John J. Stangel, M.D.
70 Maple Avenue
Rye, NY
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